What Are The Advantages Of A 1035 Exchange For Your Life Insurance Policy?


If you are like many other life insurance policy holders, you may have been paying premiums with the same company on the same policy for many years. In doing so, you may have accumulated a great amount of cash leverage you can use towards another, more beneficial, policy. Making changes to your policy can be an important aspect of providing the most for loved ones in the event you die. Check out some of the reasons you might want to explore your options for a 1035 exchange.

23 September 2016

Considering Offering Drone Service For Your Business? How Will Your Insurance Needs Change?


If you're a small business owner, you may have heard news about a few major online retailers planning to offer drone delivery over the next several years. Although an interesting concept, this plan may seem so technologically out of reach for your own business that it barely merits a second thought. However, drone delivery could be closer than you think -- with the Federal Aviation Administration (FAA) authoring proposed regulations on the use of unmanned aerial vehicles (UAVs) for deliveries.

20 June 2016

Understanding Key Differences Between Whole And Term Life Insurance


Life insurance is a great way to make sure your loved ones are cared for after you are gone, but knowing the differences between each type of insurance policy will help you to determine which rate is actually the best for you when you compare life insurance quotes. Here are a few things you need to know about whole life and term life insurance options as you shop for your next policy.

7 April 2016

Considerations To Make When Choosing A Life Insurance Policy As Part Of A Divorce Settlement


If you are in the throes of a divorce, you are likely trying to negotiate as hard as you can to get the funds and the resources that you need to make sure that both you and your children are able to live in a situation that is most likely to help them succeed. One part of your divorce settlement, if you are negotiating on how much child support your soon-to-be-ex-spouse is going to have to pay, is also a life insurance policy that you will require him or her to take out.

10 February 2016

Should You Take Advantage Of Your Employer's Wellness Benefit?


With most employers being required to shoulder more of the cost of employee health insurance coverage under the Affordable Care Act (ACA), many have turned to employee wellness programs to improve employee health (and decrease the number of claims) by encouraging healthy activities. Employees who track their steps using a pedometer, have a health screening, or record entries in an online food journal may have access to cheaper health insurance premiums, even if in a high-risk group.

22 September 2015

4 Unusual Ways To Quit Smoking


Are you trying to kick your smoking habit? You already know how unhealthy smoking can be. You probably also know how difficult the habit is to quit. Nicotine can be stubbornly addictive. For some smokers, it takes several attempts before they're able to kick the habit for good. Maybe you've tried traditional methods, like nicotine patches or quitting cold turkey. If that hasn't worked, it might be time to try something a little more unusual.

4 September 2015